Blackjack has the lowest house edge available in an online casino, and it is the only game where the difference between playing well and playing badly is measured in whole percentage points rather than fractions. Basic strategy takes an afternoon to learn and pays for itself immediately.
The edge you control
| How you play | Approximate house edge |
|---|---|
| Basic strategy, favourable rules | Around 0.5% |
| Reasonable instinct, no strategy chart | 1.5% to 2.5% |
| Common beginner mistakes (standing on soft 17, no doubling, insurance) | 3% and upward |
Read that table again. The same game, at the same table, costs some players six times what it costs others. No other game in the lobby has that property.
Rules that change the maths
- Blackjack pays 3:2, not 6:5. This is the most important rule on the table. A 6:5 game adds roughly 1.4% to the house edge and is not worth playing.
- Dealer stands on soft 17 is better for you than the dealer hitting it.
- Double after split allowed helps you.
- Surrender available helps you slightly, in specific spots.
- Fewer decks is marginally better, all else equal.
Basic strategy, compressed
- Always split aces and eights. Never split tens or fives.
- Double on 11 against anything except an ace. Double on 10 against 9 or lower.
- Stand on hard 17 or more, always.
- Stand on 12 through 16 when the dealer shows 2 through 6. Hit them when the dealer shows 7 or higher.
- Hit soft 17 rather than standing.
- Never take insurance. It is a side bet on the dealer having a ten, priced against you.
Live blackjack from India
Live tables run at Indian-friendly hours with limits starting low. The trade-off against software blackjack is pace: fewer hands per hour, which for a game you play well means less expected profit, and for a game you play badly means less expected loss. See live blackjack tables.
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Frequently asked questions
What is the house edge in blackjack?
About 0.5% with basic strategy at a 3:2 table with favourable rules. Playing on instinct costs two to five times that.
Should I ever take insurance?
No. Insurance is a separate bet on the dealer holding a ten, priced with a house edge against you, and it is wrong even when you hold a blackjack.